Investments	Planning	Insurance	Banking
Products & Services	Products & Services	Products & Services	Products & Services
Investment Management Brokerage Accounts Retirement Accounts College Funding Variable Annuities	Retirement Planning Estate Planning Charitable Giving College Planning	Long-Term Care Life Insurance Fixed Annuities Immediate Annuities	Certificates of Deposit Money Market Accounts Checking Online Banking

Investments

For individuals who want to work with a financial advisor on a fee basis we offer actively managed advisory accounts.  We will build a truly customized portfolio of stocks, bonds, mutual funds, ETF's, and alternative investments.  Your portfolio will be constructed based on your specific needs, goals, time horizon, and risk tolerance.  Once your portfolio is established we will continually monitor your investments and make adjustments as circumstances change and opportunities arise.

Planning

For an hourly fee or annual retainer we will help you develop and implement a investment plan that will help you achieve your short term, intermediate and long range goals.  The planning process begins with a comprehensive anaysis of your current situation.  We then take the information gathered and input the data into our advanced planning software.  From this point we are able to run several scenarios and provide you with a detailed written plan that can then be implemented.  Once the plan is implemented we will periodically review the plan with you and make necessary adjustments.

Insurance

Insurance forms the cornerstone of any financial plan.  We offer coverage from a number of highly rated carriers and can help you select the type of coverage you need and the appropriate amount.  First we will evaluate your personal situation to determine what risks you are exposed too.  Then we will determine the type and amount of insurance you need to help protect you and your family from these risks.  Next we will request quotes from the various companies we work with to determine which products will best suit your needs.  Once the need and solution are established, we will guide you through the underwriting process and obtain the coverage you need.  Finally, we will periodically review your coverage to ensure that it continues to meet your needs.

Banking

We offer a wide variety of banking services including CD's, money market accounts, checking, and online banking.  We also offer cash management strategies that can be added to any brokerage account.  The cash management strategies allow you to consolidate your brokerage, checking, and credit card needs into one account with one statement each month.